If you’ve bought a new home or you’re moving into a new apartment, you may need new furniture and soft furnishings. It can be exciting to make a space all your own but unfortunately, it can come with a high price tag. Unless you take specific steps to contain costs, you can easily spend several thousand dollars. Here are some ways to avoid using up all your savings.
Take out a loan for necessities
Debt doesn’t have to be a bad thing if you manage it properly. If you don’t have a lot of money, you shouldn’t take out a loan for extravagant items. However, getting a good bed and mattress may be necessary if you’re sleeping on one that’s hurting your back. If you need a computer desk so you can work from home and make extra income, a small loan is a good idea. Sites like westernshamrock.com can provide you with more details on this type of financing.
Check out thrift and consignment shops
Goodwill, the Salvation Army, and other thrift stores can have some gems. You can often get high-quality items at low prices. However, you may need to visit a few locations before you find the items you love but you will save a lot of money. You should still keep your budget in mind, so you don’t buy a bunch of useless items simply because they are cheap. Keep an open mind since you don’t know what you’ll find. Be prepared to repurpose items and use a little creativity to make everything work.
Buy second-hand items directly from their owners
Many small towns or large neighborhoods have Facebook groups in which people post items they have for sale. Ask around and find out if there is one for your area. People who are moving or looking for quick cash tend to let items go for a very low price. Many of the pieces may be in excellent condition. You’ll probably have to move the items yourself so try to get a good deal on freighting or ask a friend with a truck for help.
Keep an eye on big box stores
Buying new items doesn’t always have to be expensive. You’ll need to constantly be on the lookout for sales or sign up for emails from retailers. Gift cards or discount codes can help to reduce the price of furniture even further. If you don’t need your furnishings immediately, you can also wait for big sale days like Black Friday or Labor Day when you are sure to get discounts.
Seek out online deals
Shopping online gives you access to a wider range of products and prices. It’s, therefore, easier to find exactly what you want when it comes to fabrics, colors, and finishes. Of course, you won’t be able to physically test out your new furniture so you should pay attention to customer reviews. Be sure to take shipping costs into consideration to ensure you are really getting a deal.
Many people get caught off guard by how much it costs to make a house truly livable. It’s best to start saving as early as possible but if you’re on a budget, you can still make your home beautiful and reflective of your personality. Just follow the suggestions above.
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