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Things You Probably Didn’t Know About Gift Tax

gift tax

Have you ever wondered what a gift tax is? Does it make sense to pay taxes on gifts? The Gift tax was introduced by the Congress government in the year 1932 to rapidly generate revenue in the period of the Great Depression. To make it appealing to the wealthy people, they kept the Gift tax rate 25 percent less than ... Read More »

5 Online Stores That Let You Try Before You Buy

Online store

You must be pretty acquainted with the try before you buy model of clothing stores and street-side outlets. Every store has a trial room where you can try out the item and make sure it fits right. This saves you time and energy as you don’t have to come back to the store to return the item– in case it ... Read More »

Are Warehouse Club Memberships Worth the Cost?

Are Warehouse Club Memberships Worth the Cost?

Generally speaking, you want to keep as many memberships off of your monthly budget as possible. Memberships are charged month after month, and businesses like that arrangement because they get to collect your dollars even if you didn’t use the service. Gyms are notorious for being able to stay in business by collecting monthly membership fees from those who don’t ... Read More »

5 Sneaky Ways Websites Convince Us to Overspend

4 Sneaky Ways Websites Convince Us to Overspend

The Internet is ever-changing. These days, you can buy anything on the Internet from food, to furniture, to services. Since Amazon rolled out its Prime subscription, most items you buy are delivered within two business days. Anything you want at the click of a button. While the convenience of online shopping makes it easy to spend money, online retailers’ websites ... Read More »

3 Easy Ways to Avoid Emotional Spending

3 Easy Ways to Avoid Emotional Spending

Emotional spending can ruin even the best budget. If you have spent time and effort putting together a logical budget to keep your financial life on track, it would be a shame to blow it by spending money on an emotional basis. It isn’t always easy to avoid emotional spending. But, you need to be disciplined if you want to ... Read More »