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The Multifaceted Aspects of Your Financial History: 7 Ways Bad Credit Can Affect the Quality of Your Life

Bad credit

In the beginning, one may believe that their credit score isn’t that important. As time goes on, however, it becomes apparent that their irresponsibility with their credit has some consequences. But before your credit gets to a point where it may take months to repair, it’s important to know the risks at hand if you aren’t mindful of your financial ... Read More »

4 Smart Ways to Make 0% Financing Work for You

4 Smart Ways to Make 0% Financing Work for You

At first, it sounds too good to be true. 0% financing basically means you can borrow money for free, and as you know, nothing comes free in this world. However, there are legitimate 0% interest deals out there to be had, especially when it comes to credit cards. Some card companies will offer these opportunities as a way to get ... Read More »

3 Smart Ways to Consolidate Debt

3 Smart Ways to Consolidate Debt

You are in debt. That’s not good news, of course, but it doesn’t have to be the end of the world, either. At this point, the best thing you can do is make a plan. You don’t want to go on forever floundering in debt, wasting hundreds of dollars per month paying interest on your accounts. Ideally, you would like ... Read More »

Why Now is the Right Time to Pay Down Debt

pay down debt

We’re already well into 2018, and some of our New Year’s resolutions may have been put on the back burner. If paying down your debt was one of your must-do proposals – revisit that ASAP. Why the urgency you may be asking? The start of February was marked by a dramatic price correction in equities markets around the world. Nothing ... Read More »

Start the Year Right with These 5 Tips to Pay Down Debt

Start the Year Right with These 5 Tips to Pay Down Debt

There is nothing magical about starting a new year. The marking of the passage of time is simply a human creation, with the calendar nothing more than a way to stay organized with our fellow humans. If you are planning to do something new, you don’t have to wait until the calendar technically ticks over to a new year in ... Read More »