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Budgeting

4 Reasons You Might Need More Than One Budget

Why You Might Need More Than One Budget

Knowing where your money goes is important. This is where a budget can come in handy! Budgets are great for helping you see where your money goes and how you spend your money. They can be as complicated or as easy as you make them. It does take discipline to make a budget work, but once they do work the possibilities ... Read More »

4 Reasons Millennials May Have Trouble Budgeting

4 Reasons Millennials May Have Trouble Budgeting

According to many studies, Millennials seem to have trouble creating or sticking with a budget. Unfortunately, this also means that other areas of their lives may be suffering as well. Millennials who don’t have a solid budget and financial foundation may not be saving for retirement as they ought to either. But why do Millennials have trouble budgeting? Is it that ... Read More »

How to Budget for Your First Car

How to Budget for Your First Car

Acquiring your first car is a big step in your financial life. Most likely, your first car is going to be a used model, but that doesn’t matter. What’s important is that you are able to pay for it, and that it can get you around town successfully from day to day. Of course, you don’t want to get in ... Read More »

3 Reasons a Cash Budget May Save You More Money

3 Reasons a Cash Budget May Save You More Money

Hopefully, you already understand the importance of having a budget. Using a budget is a great way to keep your financial life on track, as it helps you to make day-to-day buying decisions based on your income and other financial commitments. However, just a basic budget might not always do the job, depending on your situation. In some cases, it ... Read More »

3 Steps to Start Living On Last Month’s Income

Living on Last Month's Income

When you first start looking at how to budget, you’ll see that there are many ways you can go about doing it. But, no matter how you decide to budget, the same general principles apply. You should spend less than you make, build up savings and work toward your personal money goals. One way to budget that is great for those with ... Read More »