Tag Archive for Work life balance

5 Ways to Improve Work-Life Balance

5 Ways to Improve Work-Life Balance

5 Ways to Improve Work-Life BalanceOne of the downsides to living in today?s high-tech world is the nonstop access that you have to work-related information. If you want to check your work email, for instance, you can probably just pull out your smartphone and have those messages at your fingertips.

While that is nice for convenience, it does make it difficult to break away from the office to focus on other parts of your life.

To make sure that you are providing yourself with the best work-life balance possible, consider using some (or all) of the following tips.

Set Time Limits

One of the easiest things you can do to balance out your work and personal lives is to set time limits for yourself with regard to work-related activities. For instance, you could choose to set 6 p.m. as the limit for checking your work messages. Once six o?clock has come and gone, you will set your phone to the side (or, at least, mute your work messages) and do other things. It may take a bit of practice to get into this habit, but it will benefit you greatly in the long run.

Give Yourself Days Off

This can be a tricky point in the modern world, especially if you do any kind of freelance work. It is tempting to work seven days a week in order to maximize your earnings, but that is an unhealthy way to go about your career. Commit yourself to taking at least one full day off per week, if not two. You will likely find that your productivity is actually improved thanks to these days off, as you will get more done during your work hours because you have given yourself a break.

Delegate Tasks

Trying to do everything by yourself is a sure way to run yourself into the ground. Don?t fall into that trap. Instead, trust others to help you with your work from time to time, as teamwork is one of the fastest ways to find success. You can still do the important jobs yourself, of course, but delegating out smaller tasks saves both time and money in the end.

Stick to Your Budget

The way you manage your budget actually has a lot to do with how well you are going to be able to strike a healthy work-life balance. When you don?t stick to your budget, you wind up needing to work more in order to pay off your bills ? and that cycle is one that will just continue into the future. To break out of that pattern, reduce your monthly expenditures so you can cut back slightly on working hours.

Learn to Say No

Sometimes in life, you just need to say ?no?. As a freelance worker, that means turning down a project from time to time. Or, as an hourly or salaried worker, that may mean occasionally standing up to your boss and saying that you don?t have time for a given project. Obviously, you can?t tell your boss no all the time, but you should be able to one in a while if you are valued and trusted employee.


Do you struggle with work-life balance? What are some of your best tips for finding a good work-life balance?


Photo courtesy of: danilocarta

5 Ways to Find More Time for a Side Hustle

5 Ways to Find More Time for a Side Hustle

5 Ways to Find More Time for a Side HustleThe infamous side hustle.

These days, it seems pretty common for people to have something they do alongside their day job?to earn extra money. Sometimes it?s a hobby that they have found a way to make a little money?off of, or they might have a “home business” selling something like Pampered Chef or Avon.

Whether you use your side hustle to save?for a vacation or to further your financial goals, making a little money on the side is always a good thing. If you are thinking about trying a side hustle, here are some ways you can find more time for a side hustle.

Wake Up Earlier

Some days it may seem that there aren?t enough hours in the day to do everything you want. But you can add hours to your week by becoming an early bird. By starting your day earlier, you can have an hour or two extra to get some more work done on your hustle. It may seem hard at first, but it usually only takes a few days to get used to waking up earlier.

Utilize Your Weekends

There are a lot of hours during the weekend. By taking a few hours out of your weekend, you can devote time to your side gig instead of a mindless activity like watching TV. You don?t have to spend all weekend working, but by using just a few hours to work on your side hustle, you can make a lot of extra money every month.

Make the Most of Your Evenings

Coming home and binge watching Netflix may sound?great, but it doesn?t allow you to attend to your side business. If you give up this time sucking habit, there will usually be a couple of hours in the evening that you can devote to your side hustle. Finding two hours to work in the evenings gives you an extra 14 hours a week you can devote to making extra money. But even if you only work in the evenings five days a week, that’s still an extra ten hours each week.

Plan Your Days Carefully

Planning your days doesn’t work out perfectly 100 percent of the time, but by setting aside specific hours during the day or scheduling evening and weekend activities ahead of time, you can squeeze every?drop of time from your week. If your side hustle requires daytime meetings from time to time, maybe you can schedule your lunch around those, adding value to your business while still working your regular job.

Move to a Part-Time Position at Work

This may seem like a drastic way to make time for your side hustle, but it could be a feasible option for some. If your side business is growing to the point where you are making enough income to live on, it might be?feasible to reduce work hours at your day job to part-time so you can devote more time to?working on growing your side business.

However, keep in mind that if you approach your supervisor to ask about switching to part-time instead of full-time, they could choose to fire you instead. Plus, some companies may not offer part-time positions. Before you approach your supervisor to find out about switching to part-time, make sure you could support yourself with your business or another job if you were fired instead.

If your side business is growing and you feel passionate about?it, you can probably find the time to devote to it. Side hustles are a great way to bring in extra income and follow your passion.


How have you found time for a?side hustle? Are there other ways to make time for a side hustle?


Photo courtesy of: Tax Credits

4 High Costs of a Toxic Work Environment

toxic work environment

toxic work environmentWorking at a job and building a?career can take up a good majority of your?time. But in general, most people like their jobs or at least tolerate the tasks they are given.

There are those who land their dream job and others who enjoy their work, but enjoy going home to their families or their hobbies more. But, there are also those who don?t like their job. But they realize it?s work and it pays the bills.

Most of these people have decent work environments. But what happens when you like your job, but the environment is toxic?

A toxic work environment is one where you don?t feel appreciated or valued, or where you are taken advantage of, and the people are just not nice to work with. A toxic work environment can take its toll on you and your money. Here are four high?costs of a toxic work environment.

Increased Sick Days

This is something I learned from personal experience. I worked at a job I thought I loved, but then I noticed my stomach would cramp and I would feel sick more often than ever before in my life. Since?I left my toxic work environment, I haven?t had one sick day from stomach pains or cramps. It?s amazing what negative stress does to your body. Increased visits to the doctor, more prescriptions?and days spent home add up.

Mental Well-Being

Your mental well-being can also lead to increased sick days. If you are constantly depressed or unhappy at work, it shows.

Your mood can wear off on others and can cause them to add more work to you or take away work that might make you more money. If you are not happy, you become less productive. Being less productive means less money for the company and maybe less of a bonus or raise for you.

Performance affects income, and if you aren?t at the top of your game, your checkbook may not be either.

Lost Clients or Accounts

Toxic people and environments find a way of leaking out of the office and into the street. People don?t like to be involved in a toxic work environment. If word gets around that a company or person is hard to work with, it can lead to a loss of customers or accounts. With less work, it could mean layoffs or more work thrown on you due to other people jumping ship.

Family Cohesion and Happiness

Being constantly stressed at work, and then coming home to an unhappy spouse or family adds up. Feelings get hurt as people take out the stresses of the day on their loved ones. This can sometimes results in breakups or divorce that cost money.

The family may not break up, but less energy when home can lead to eating out more, which we know is more expensive and less healthy.

A toxic work environment is not good for anyone. If you are in a toxic environment, get out as soon as you can.

Being happy or content in the work place is extremely beneficial for your work, your family and yourself. Work can be stressful, but it shouldn?t make you cringe every day or make you sick. Find a position where you are valued and can grow. You?d be amazed what it does for you and for your wallet.


Have you ever been in a toxic work environment? How did if affect you and your budget?


Photo courtesy of: qimono

Take Back Control Of Your Work-Life Balance

work-life balance

work-life balanceMany of us struggle to have a healthy work-life balance. There?s an old expression that says ?do you live to work, or do you work to live?? This is a question that is difficult for many of us to answer.

It costs money to maintain a living and the majority of us need to earn our money in order to pay for the cost of living. The challenge is to save enough of what we earn to have a backup plan, in the event of a worst case scenario, or a vacation fund to get away from the daily grind for a time.

What makes this goal even more challenging is that TV and movies convince us that there is always a light at the end of the personal financial tunnel. However, the truth is the onus is on us to make our own way.

Save For A Rainy Day

We expect that our jobs are secure and that we can continue maintaining the living that we grow accustomed to. But what happens if the company is downsizing, the economy goes into the tank, or as is often the case, we offend the bosses? How much do we believe in our job security then?

The point is that the unexpected can occur at any given time, and we must be prepared to accept that. Life is full of surprising challenges, and without money in the bank, we must scramble just to keep our head above the water if we are, without warning hit by one of these challenges.

A simple way to guarantee we have savings is to devote a fixed amount of each paycheck towards putting money aside in a savings account. This can be as little as $25 or $50 of our pay up to as high as we want to go. The point is that if we remain consistent, we slowly but surely build our emergency fund.

Pay Down Outstanding Debt

Whether its money we owe on a mortgage or the monthly statement for our credit card, we must pay down our debts to stay out of financial trouble. The rate that we keep up with our obligations impacts things like our credit score, which determines how much we can borrow in the future.

If we fail to keep up with our debts, our credit score pays the price and over the long term, so do we. Like we do with saving, we should dedicate a fixed amount of our money towards paying down debt.

This way we know how much we can afford to pay and by extension, how much we can afford to spend ? ensuring we avoid being bogged down by unmanageable debts and excessive interest rates.

Find The Balance Between Frugal And Shameful

Saving money is one thing, but what happens if our frugal habits are crossing over into outright cheapness? The term penny pinching is a very real thing, and we can actually cost ourselves more over the long run by cutting too many costs in the short term.

Maybe a little pride is worthwhile here. If we are buying something that will be given to someone we know or presented to a group of people, do we really want it to be obvious that we decided to cheap out?

It?s All About Control

The point is that we are masters of our own fate. Our bank accounts, credit cards, household payments, and vacation funds are all maintained based on how we choose to use our money. We are in control and it?s up to us to use that control wisely.


Photo courtesy of: Dion Hinchcliffe

4 Simple Tips for a Better Work-Life Balance

work-life balance

work-life balanceWe all want to make more money?and succeed in our careers ? but at what cost? If you make a lot of money but spend all of your time working, what good is the money? It is crucial that you are able to strike an appropriate work-life balance in order to succeed in your career but also enjoy your life away from the office.

It can certainly be a challenge to succeed in this effort, but it is worth your time to try and get it right. I know it has been a challenge for me way too often though it’s a battle worth fighting. If you’re wanting or needing a better work-life balance, hopefully some of these tips will help towards your effort.

#1 ? Put Work Away

It isn?t healthy, or productive, to feel like you are working 24 hours a day, 7 days a week. Instead, you need to have some time when you put work away and just focus on other things that you enjoy. This has become more difficult with the advancement of cell phones, but it is still possible.

Put your phone away at certain times and commit yourself to not checking email for a period of time. As long as your work is in order, it will still be there for you when you get back.

#2 ? Keep Up with Your Hobbies

As people move further into adulthood, they have a bad habit of getting away from their hobbies and simply focusing all of their energy on their responsibilities.

Don?t fall into this trap.

Keep up with the things that you enjoy doing, and make sure you dedicate enough time to them on a regular basis. Whether it is golf, running, music, camping, hiking, or any other interest, make it a regular part of your life to provide yourself with an outlet from work. Not only will you find that it actually helps you manage your time better, but it also can help you stay healthy as well.

#3 ? Prioritizing is Key to a Better Work-Life Balance

Most people are busy, but you can always make time for the things that are important in your life. If you have a family and want to spend time with them, keep that priority high on your list and don?t let work overrun it too often. You may have to make sacrifices for your job from time to time, but make sure that your boss and co-workers understand that you have priorities away from the office as well.

I have found that listing my priorities and taking time off actually helps me be more productive business-wise. It means I’m spending less time working but I know what I need to work on and what can be left til later so I can focus on spending time with my family.

#4 ? Plan Your Career Path

Some careers are simply better suited for a good work-life balance than others. If you are just getting started in your career, or even if you have been working for a long time, it is important to pay attention to your own career path and try to steer it in a direction that will give you the kind of balance you are looking for.

Talk to other people in your field to get an idea of what various positions are like, and then work your way into one that sounds desirable to you. It might require some time to research, but is well worth the effort in the long run.


What are some of the things you struggle with in trying to reach a better work-life balance? How do you prioritize tasks to ensure time for yourself? What is one hobby you’d like to take up but haven’t given yourself the time to do so?



Photo courtesy of: Kool Cats