Tag Archive for moving

3 Financial Preparations to Help You Move Out of Your Parent?s House

3 Financial Preparations to Help You Move Out of Your Parent?s House

3 Financial Preparations to Help You Move Out of Your Parent?s HouseMoving out of your parent?s house is an exciting time. For the first time in your life, you?ll be responsible for everything that you need to do on a day-to-day basis. Sure, it can be a lot of work, but most people love the feeling of freedom that comes with it.

In addition to regular chores like laundry and dishes, you?ll now be on your own when it comes to finances. Most likely, this is going to be a bit overwhelming ? and the toughest part of the move. Fortunately, by preparing yourself well in advance, you can make this transition as smooth as possible.

The three steps below should go a long way toward helping make this move a successful one.

Start Saving Now!

One of the best things you can do is build up some savings that can be used for various moving expenses. If you have a job ? and you should, of course, if you are thinking of moving out ? try to save as much of your paycheck as possible.

While you are still living at home, it is likely that your expenses are pretty low, even if you chip in to help your parents with some things. Take advantage of your current living situation by saving as much as you can. Without a doubt, those savings are going to come in handy later.

Make a Budget in Advance

You should have a budget for your independent life when you move out, but there is no reason you have to wait until you move out to design that budget.

First, consider what your living situation is going to be, and determine how much of your income is going to go toward rent (assuming you will be renting rather than buying). Also, budget for things like a car payment and insurance, food costs, etc.

Pretty quickly, you?ll get an idea of how expensive living on your own can be. It is smart to do this budget in advance to avoid moving out only to find that you don?t have enough money to make ends meet.

Build New Habits

Again, this is another step that will be easier if you do it in advance. While living at home, you may have many habits that are typical of young people ? such as eating a lot of your meals out with friends, and spending excess money on things like entertainment and clothes.

We aren?t saying that you won?t be able to spend any money on those things moving forward, but your budget is going to take a hit. So, before you even move out, get used to your new lifestyle.

Cut back on unnecessary spending, make more of your own food, etc. By establishing a new set of habits before you leave your parents? house, you will be in a for a softer landing in the ?real world?.

Avoid getting into financial trouble when you move out on your own by starting your financial preparations well in advance of your move. This way you can start out on the right financial foot when living on your own.

 

When did you move out on your own? Were you financially prepared?

 

Photo courtesy of: ArtisticOperations

4 Steps to Take When Moving Cross-Country

4 Steps to Take When Moving Cross-Country

4 Steps to Take When Moving Cross-CountryThere is no way around it ? moving cross-country is an intimidating proposition. Picking up your entire life to move it from one location to another is always a challenge, and that challenge grows even greater when you are traveling a great distance between your old home and your new home.

If you are facing an upcoming cross-country move, you have probably spent your share of sleepless nights worried about how you are going to bring it all together successfully.

To help you overcome this challenge, we have listed four helpful tips below. Hopefully, with the assistance of these tips, you can get through moving cross-country?without any trouble.

1. Streamline Your Possessions

One of the keys to a great cross-country move actually takes place before moving day even arrives. In advance of your move, work on decluttering?possessions that you don?t want to take with you to your new home. Look carefully through all of the stuff you have in your home to determine what you want to keep and what can go. You might be surprised to find just how much stuff you don?t really want anymore. Remember, your move is only going to get easier ? and more affordable ? and you reduce your total number of possessions.

2. Contact a Mover Right Away

When moving a long distance, you are almost certainly going to need the help of a professional mover. You can?t ask your friends and family to load up their trucks and drive 2,000-miles to drop off stuff, so you will need a moving team on your side.

To make sure they aren?t booked up during your intended moving date, schedule your move as soon as possible. Having a quality moving team on your side is one of the best things you can do in this process. The money you spend on good movers will be well worth it.

3. Get Your Housing Arrangements in Order

Are you under a lease in your current home? If so, what are the terms for breaking the lease, or when does the lease end? You need to be brushed up on these details in order to time your move just right. You could wind up spending a lot of money to break a lease. So, try to avoid this outcome if at all possible. Also, if you are moving for a new job, ask your new employer about any relocation benefits which may be offered.

4. Label, Label, Label

You might think that you will remember what is in each of those boxes you put onto the truck, but your memory won?t be so sharp after a long trip. To make the unpacking process as easy as possible, be diligent about labeling all of your boxes as they are loaded. This might seem like a simple step but it can make a big difference when the move is complete.

Moving is never easy, especially when you are moving cross-country. But these tips can help you make the most of your move and help you avoid stress as much as possible.

 

Have you ever moved cross-country? Do you have any other tips?

 

Photo courtesy of: Pexels

5 Things That Can Cost You If You Forget Them When You Move

when you move

5 Things That Can Cost You If You Forget Them When You MoveIt?s moving day!

Maybe you sold your house, told your parents you are moving out or maybe you’re starting your first “real job” and are preparing to buy a house and live on your own for the first time. No matter the scenario, you are moving on to the next chapter of your life.

Moving can be messy. It can also be emotionally stressful. Whatever the reason for moving; there are a ton of things that need to happen before you do.

The to-do list for moving is long. But what happens if you?ve made your moving list, checked it twice and you get to your new location and you realize your forgot something?

It’s easy to forget things or overlook them when dealing with the stressors of moving. But it’s something you want to minimize if at all possible because forgetting things is expensive!

If you want to avoid costing yourself money by forgetting things when you move, here are some items you should definitely remember to bring.

Important Documents

If you have your passport, medical records, etc., in a lock box in your basement and you forget it, it will cost you to get all new copies if you can?t physically go back and pick them up. Notarized birth certificates and wedding licenses cost per copy plus postage and a notary fee to have new ones created. Be sure to grab copies of your medical records, veterinary records plus your children?s school records before you move.

Kitchen Supplies and Utensils

We all have that one drawer or cupboard we don?t use very much. If you forget to check every nook and cranny in your kitchen, you are bound to leave some infrequently used?appliance or serving dish behind. You may not use that piece much, but when you need it and see it missing you?ll miss it all the more. Appliances are not cheap to replace, and neither is that fancy stoneware serving tray.

Clothing

Clothes easily hide from you even when you aren?t moving. Do you know where that left sock is?

There are jackets and socks that mysteriously get left behind in moves. Replacing a coat in the off season can cost you hundreds of dollars and getting new socks can cost you too.

It may not be that much to replace some underwear, socks and a shirt or two, but that all adds up. Before you know it, you?re blowing your clothing budget on all the pieces you accidentally left behind. Check all the closets and rooms, and the washer and dryer if you are leaving the appliances behind to make sure you have it all before you move.

Home D?cor

This one seems like a trick. You?d notice if you had stuff hanging on the walls right? What about those drapes, curtains or blinds on the windows? You loving sought and bought those, so they should go with you right? Unless you have it worked out with the new buyer or they were there when you rented the place, take them with you. Your taste may change in the new place, but then you can resell them or donate them. Window treatments are expensive. Why spend more to replace them when you don?t need to? Moving is expensive enough without having these added expenses.

Tools

Did you check the garden shed? Things like trowels, rakes, hoes, shears, etc. are small and can be easily overlooked. The new owner or tenant may thank you, but your new place won?t as you look toward reinvesting money into new yard tools or equipment. Replacing a cordless drill is way more expensive than taking one last look around the house and the shed or garage to make sure you’ve remembered everything.

There are many more things that might be lost or forgotten. This is why it’s important to make lists and double check everything and everyplace when you move. It?s inevitable something will be misplaced or forgotten, but you can make sure it?s a cheap plastic cup and not your grandmother?s tea set. Moving is already expensive, don?t make it harder on yourself because you didn?t look to make sure nothing was forgotten.

 

Have you ever forgotten anything when you move? How do you avoid forgetting things when you move?

 

Photo courtesy of: Phil Scoville

4 Simple Ways to Save Money on Moving Costs

moving costs

moving costsMoving is never fun. Sure, the end result ? getting to live in a new house ? is fun, but the process of actually moving all of your stuff from one place to another can be a serious hassle.

Whether you are moving just across town or all the way across the country, you certainly want to do your best to save money during this process. By planning ahead carefully and always keeping your budget in mind, you should be able to complete your move without totally blowing the budget.

Below are?four tips that should help you save big bucks on moving costs.

Don?t Buy Boxes

Yes, you are going to need boxes in order to complete your move, but you most likely will not need to buy them. Many people make the mistake of rushing out to buy a package of boxes when they decide to move, only to learn later that they could have found them for free.

A quick call to several friends or family members is likely to earn you many boxes that your friends and family will be happy to get out of their garage. If you don?t find as many boxes as you need by calling around to people you know, check with local retail stores ? they frequently have boxes just sitting in the back waiting to be thrown out.

Do Everything Yourself

If you are only moving a short distance ? and you have access to a truck ? you may be able to complete the moving process yourself. Even if you can?t move everything yourself, you should work on moving as much of your stuff as possible without the help of a professional mover. National moving companies, while useful, can raise your costs.

It will take a little sweat to handle this challenging job on your own, but you will be glad you did when you check your bank account at the end of the day.

Have a Yard Sale

Before you move, plan a garage or yard sale to get rid of some things that you don?t want anymore. Not only will this save you the time and effort of having to move the items to your new house, it will also help you raise a little bit of money along the way. If you would prefer not to have an actual garage sale in front of your home, you could look into selling items online instead.

Borrow a Truck Instead of Renting

If you don?t own a truck, ask around among friends and family to see if anyone has a truck that you can borrow before you go out to rent one. Of course, it would be nice to at least buy dinner for someone who has allowed you to borrow their truck ? but that is still going to cost far less than a rental. Also, the truck owner may even be willing to help pitch in with the work, allowing you to save even more over the cost of a professional moving team.

 

Have you used any of these tips to save on moving costs? Can you think of any other ways to save on moving costs?

 

Photo courtesy of: vikvarga