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What is the Difference Between Term Life and Whole Life Insurance?

Difference Between Term Life and Whole Life Insurance

Having worked in the life insurance industry, I often get asked what is the difference between term life and whole life insurance. It is an understandable question as there is quite a bit of misinformation in the term life vs. whole life debate. That misinformation or confusion can make it difficult for many when they’re faced with the decision of ... Read More »

When is the Best Time to Buy Life Insurance?

Life Insurance

I don’t talk about it much on Frugal Rules, but I spent five years in the life insurance industry prior to becoming a stockbroker. My wife also spent nearly ten years in the industry. Due to that, we commonly get asked when is the best time to buy life insurance and our answer is always the same – it’s going ... Read More »