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Debt

Don’t Let Debt Hold You Back From Your Dreams

When you are deep in debt and you are working hard to throw every penny you can toward paying it off, it’s easy to lose sight of everything else going on in life around you. You forget that while you are busy working extra hours, devoting time to a side hustle, and clipping coupons life hasn’t slowed down. This fact ... Read More »

How to Give to Charity While in Debt

Charity

The desire to give to charity is a noble ambition. However, for those who are in debt, it might seem more like a fantasy than something that could become a reality. If you would like to give to charity, but you’re debt, you will need to be careful about how you dispense your funds in order to ensure a positive ... Read More »

5 Ways to Kill Your Debt Next Year

debt

There is nothing fun about being in debt. It is something that is constantly on your mind, and it is a problem that only seems to get worse and worse as time goes by. It is difficult to make enough money to meet your current expenses while also chipping away at your past debts. However, if you want to pay ... Read More »

Why You Shouldn’t Fall for “Christmas Skip-a-Pay” Ploys

Christmas

As I walked down to my mailbox last week I was expecting to get the usual: junk mail and maybe a bill or two. The end of the month is approaching and that usually means getting all my statements and bills for the following month. (Yes, I’m old-school. I like getting paper statements in the mail.) After sorting through and ... Read More »

Pay Off Debt Faster With These 5 Simple Tips

pay off debt

Paying off debt is hard work. It can be a long process in which you have to practice self-control 24/7 so you don’t overspend your budget or give in to impulse purchases you don’t really need. Trust me! Luckily even after you’ve mastered the basics, like having a budget and tracking your spending, there are some things you can do to help ... Read More »