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Five Common Reasons Budgets Fail

How many times have you reached the end of the month, paid all of your bills and found that you’ve overspent your budget. Mistakes happen and unexpected expenses can certainly challenge even the most dedicated leading to a failed budget. But if you find this happening to you more often than not then maybe you need to look at your budget and ... Read More »

Creating a Budget – How to Budget

Budgeting How To Budget

Setting up a budget is one of the first steps that anyone need to take on the road to financial independence (Staying with it is another post altogether). If you haven’t set up a budget for yourself, now is a good time to do so. Creating a budget for yourself shouldn’t take long. It can be as simple as jotting down ... Read More »

7 Tips for setting Financial Goals in 2013

My Personal 2013 Goals I hope that most, if not all of you have set some personal financial goals for 2013. Setting goals is an important part of any financial strategy aimed at financial independence. I learned this the hard way when I first attempted to set a strategy for my self to eliminate my personal debt. Two years went ... Read More »

Payroll Deduction Social Security Pay Cut in 2013

How many of you have prepared for the social security tax increase you’ll be seeing shortly? If your a citizen of the U.S. and draw a paycheck then you’ve probably already seen a pay cut in your take home pay. If you haven’t, be prepared, You will see a pay cut. When our government passed legislation to avoid the fiscal ... Read More »

Introduction on How To Budget

How many of us truly know how to budget? By that I mean, are we capable of setting up a reasonable budget and stick to it? Personally, I am a whiz at setting up a budget, seriously, I am. I can tell you exactly how much I need to set aside to pay for auto insurance, utilities, food, DEBT REDUCTION, etc. BUT, ... Read More »