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How to Budget with Little Income


One of the most common financial mistakes that individuals make is failing to budget because they don’t feel like they make enough money to make it worthwhile. In reality, it doesn’t matter how little income you make – it is always a good idea to have a basic budget in place that outlines your spending. By using a logical budget to ... Read More »

4 Must Follow Steps to Spring Clean Your Finances

spring clean

Spring is a season that is full of change, and excitement as the warm and beautiful summer months make their way back into our lives. Many people take the opportunity to clean out their homes in the spring season, after a long winter of staying inside. While that is a good idea, it is also a great time to spring ... Read More »

How to Stretch Charitable Donations on a Small Budget

Charitable Donations

Supporting local charities and causes in my hometown is something that is near and dear to my heart. But unfortunately, I don’t have much money built into my monthly budget for charitable giving because much of my income is going toward paying off my consumer debt and student loans, not to mention trying to build a decent sized emergency fund. ... Read More »

6 Ways to Save Money on Health Care Costs

save money

With the ever-changing health care coverage in today’s world, it’s more important than ever that we as citizens learn how to save money on health care costs. Rising prescription drug costs and higher co-pays in the medical world mean more money out of the pockets of most citizens. There are ways, however, that we as citizens can help minimize the ... Read More »

How to Make A Zero-Based Budget Work When Self-Employed

Zero-Based Budget

The following is a contribution from Donny at PersonalIncome.org. If you’d like to contribute to Wise Dollar, please contact us.   You’ve probably heard the term “zero-based budget” thrown around a time or two. Financial guru Dave Ramsey is in favor of the system, stating that “the point of a zero-based budget is to make income minus the outgo equal ... Read More »