Become eco-friendly to enjoy a better and debt free life


Almost everyone wants to live a completely debt free life. Well, not everyone is able to see this day. But one thing that can be said for sure is that the green living community has always been capable and even managed to achieve a debt free life. This is only because of the fact that there have been continuous efforts from their side to transform their lives into something way better than the present. Debt relief?can be easily achieved once you have adopted a green life. There will be complications and challenges, but you?re very likely to get a debt free option with each and every way that you adopt. The following are some ways to live a debt free green life:

  • Eco-friendly green homes ? There?s no better way to live a completely debt free and green life than building a green home. The low building costs and all make it possible for anyone to have a control on his/her budget. With a green home, you won?t need air-conditioning and heating systems. Not only you save on the purchase and installation of these systems, you save money on the electricity bills as well. Further, you can always be free of rents and mortgages while living in a green home. There are going to be challenges in the form of planning and getting the materials, but with proper and advanced planning you can have your green home built without spending anything more than $50000. This way you?ll have escaped mortgage and rent issues for the rest of your life. This will also push your foreclosure concerns away.
  • Local purchases ? If you?re a green life enthusiast, you?d surely focus on making local purchases. Doing that will prevent the overuse of credit cards and make you focus on cash payments whenever you make purchases. You?ll have successfully gotten rid of the ongoing payments with the elimination of credit cards. This allows you to save money on fuel as you can always do your shopping during a walk in your locality.
  • No credit worries ? ?No credit policy? is the best way to go about things as a green life enthusiast. In fact, the necessity of living on credit reduces significantly as you live a green life. The use of cash and debit cards will increase. You?d prefer buying locally. Further, there will be reduction in the use of checks as more and more people start relying on electronic transactions. Reduction in use of checks will help you save paper. Your carbon footprint will be significantly lowered because of such actions.
  • Organic food ? You can always grow fruits and vegetables in your own backward. This way you?ll save money on the food purchases as well as on transport and fuel if you have a car.

You need to plan well every time you decide to introduce anything green in your life. Gain as much knowledge as you can so that you can make sure the implementation turns out to be a success at the end of the day.

You?re likely to see some financial issues coming up, but those are short-lived. The money you spend now will be paid back to you within a few years time. All you need to do is make sure the entire process continues to function smoothly and properly.

Editors Comments:?Getting out of debt is a challenge and can be a frustrating and difficult?experience. Debt consolidation is one method that will help. Equifax offers a service, Equifax Debt Wise?That will help a consumer track and pay down their debt. Once you are out of debt, using a prepaid credit card, such as?AMEX Pre Paid?will help you control your spending and keep from going into the debt spiral once again.?If you have the ability to control your spending and not build up?debt?you can also explore a cash back card. A cash back card will put some more money into your budget, so long as you use it wisely and don’t build up a balance.?Discover?is a highly rated cash back card that is worth taking a look at.?

Dan Marshall is guest?contributor? Dan’s posts focus on debt related matters such as?consolidation?and elimination. If you are interested in submitting a guest post at the Wise Dollar, please?contact?me with an overview of what you would like to post. Thanks – Jose


  1. Great post, Dan! Lots of good ideas there – thank you!

  2. These are all good ideas! I buy a lot of organic and local food….and drive a Prius! I also try not to throw things away or use many disposable items.

    • John says:

      I love my prius! I call it my commuter box. I had a 70 mile round trip drive to my last job and my gas bill rarely went over $150 for the month!

  3. My wife and me started using a couple cleaning things in our home that are “green.” As in, we mix them up ourselves and clean with them! What’s cool is that it’s WAY cheaper than anything you can buy at a store and it’s not a bazillion weird sounding ingredients, it’s just baking soda or whatever. So green and wallet friendly can go hand in hand!

    • John says:

      I use vinegar to clean the coffee pots, 1/3 vinegar to 2/3’s water and it’s way cheaper (and I think more effective) then the powdered “coffee maker cleaner”. You just have to tolerate the house smelling like a salad for a bit. There’s a lot of economical cleaning solutions that are also eco friendly!

  4. I just wish the green revolution wasn’t so expensive. I love how companies are making so much money off of people wanting to be green. It makes me sad that we have to pay for what nature provides for us.

    • John says:

      I think there’s a lot of greed and profit taking in the green revolution. Just look at the branding that’s happening on may products. Almost everything has “eco” somewhere on the label!

  5. Great combination, Dan! Looking forward to more on the same subject.

  6. I’m a big fan of green living. I also believe that green living is financially more sound than people believe it to be. You can grow you own veggies, re-using items is less expensive than buying brand new and doing free/cheap activities usually requires little or no energy.

  7. Pauline says:

    We try to simplify and reduce as much as possible. I hate wasting food, energy, or money. Most of the time we don’t need as much as we think we do.

  8. John says:

    You have a good approach Pauline. I think that as a society we’re prone to waste much more than we really should. When it comes to food you and I have a great solution, feed it to the chickens who give us eggs and poop for the garden! 🙂

  9. We try to do our part, but probably could be better. I wish I was a better gardener, but I will frequent the farmer’s market when the season starts. We used to waste tons of food, but as we’ve gotten better with cooking, freezing, and reusing leftovers in other meals, it’s gotten much better.

    • John says:

      Kim, you should consider chickens! We have eight of them and they eat every bit of our leftovers (except chicken, my wife said that would be disgusting and I kind of agree). They give us eggs and poop for the garden! We like to buy locally grown as well whenever possible.

  10. Great post! We aim to eat as organic as we can in the summer months. We grow a garden as big as we can and we freeze what we don’t eat so we have it over the winter. We also buy locally from the farms as well to support our farmers.

    • John says:

      One thing I like about NC is it’s easy to buy locally grown produce. We don’t but that exclusively but we do buy our fair share of it.

  11. AverageJoe says:

    I need to use our farmer’s market more. Living in a small town, that’s how we get the organic stuff….but it’s only open on limited times and days. New habit time!

    • John says:

      Farmers markets are great. We have one in Raleigh NC. We don’t get there as often as we would like. There are also “IGA” stores near us (Independent Growers Alliance) that have local produce as well as meats. I’m not sure how widespread the IGA’s are though.

  12. Wow, just wow! Awesome tips there… I definitely think farmers markets are the way to go! The meat is usually fresher than the large supermarkets!!

  13. Some of my friends are really keen to build an eco friendly home. I think I’d like one that’s self sufficient in terms of power and water, as it’s way better for the environment and for your wallet! I’m a long way away from buying a home so have plenty of time to think about it.

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