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Yearly Archives: 2017

4 Ways to Eliminate Debt on a Variable Income

4 Ways to Eliminate Debt on a Variable Income

When it comes to personal finance, there is nothing that you can do which will be more important than eliminating debt. Saving is great, but it isn’t going to do you as much good as simply wiping out your debts as quickly as possible. If you currently have any degree of debt, your first objective should be to get rid ... Read More »

4 Ways to Make Saving Money Easy

4 Ways to Make Saving Money Easy

“Saving for a rainy day” is a phrase you’ll often hear when people refer to the importance of saving money. Though saving for a rainy day sounds easy, saving money can be a challenge. With high consumer and student loan debt plaguing many in the United States, saving those extra cents becomes an all too rare event. But, the truth is, ... Read More »

4 Sneaky Ways Advertising Gets Us to Spend More

4 Sneaky Ways Advertising Gets Us to Spend More

In the modern world, we are all subjected to nearly constant advertising on a day to day basis. Watching TV? You are going to see ads. Browsing the web on your computer, or on your phone? Again, more ads. Driving down the street in your home town? Ads, ads, ads, all along the side of the road. No matter where ... Read More »

Pros and Cons of Declaring Bankruptcy

Pros and Cons of Declaring Bankruptcy

Obviously, no one wants it to come to this. If you are even thinking about declaring bankruptcy, you are already in a difficult financial position. While it would be easy to feel sorry for yourself at this point, those feelings aren’t going to do anything to get your life back on track. Instead, the best thing you can do is ... Read More »