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Tag Archives: Money Management

Will Debt Consolidation Help You Become Debt Free?

Will Debt Consolidation Help You Become Debt Free?

To consolidate or not to consolidate your debt? That is the question. Actually, the real question is will debt consolidation help you become debt free? It can be tempting to consider debt consolidation, especially when one accumulates a large amount of debt from several different sources. They might start thinking about consolidating their debt from several credit cards down to ... Read More »

5 Easy Ways to Organize Your Finances

5 Easy Ways to Organize Your Finances

Money is not everyone’s strength. Some of us are great savers, while others are spenders. There are people who love to crunch numbers, and there are those who could care less about tallying up their spending. But even if it’s not an enjoyable task, it’s still important for you to keep your finances organized. Luckily, it doesn’t have to be ... Read More »

How to Dispute a Bill and Win

How to Dispute a Bill and Win

The mail has arrived. When I was a child, getting mail was usually a joyous occasion. But now that I’m an adult getting the mail usually means bills or ads. While bills are just a part of life, they can cause headaches when they are wrong. So, what do you do when you’ve been over-charge, or mis-charged on a bill? ... Read More »

5 Ways Friends and Family Influence Our Spending

influence our spending

Unless you live in cave, which most people don’t, you’ve probably let people around you influence your spending from time to time. It’s nearly impossible to avoid letting people influence our spending all of the time, and sometimes it can even be a good thing. During my personal finance journey over the past few years, I’ve realized that the people ... Read More »

3 Steps to Start Living On Last Month’s Income

Living on Last Month's Income

When you first start looking at how to budget, you’ll see that there are many ways you can go about doing it. But, no matter how you decide to budget, the same general principles apply. You should spend less than you make, build up savings and work toward your personal money goals. One way to budget that is great for those with ... Read More »