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Tag Archives: Budgeting

4 Reasons Millennials May Have Trouble Budgeting

4 Reasons Millennials May Have Trouble Budgeting

According to many studies, Millennials seem to have trouble creating or sticking with a budget. Unfortunately, this also means that other areas of their lives may be suffering as well. Millennials who don’t have a solid budget and financial foundation may not be saving for retirement as they ought to either. But why do Millennials have trouble budgeting? Is it that ... Read More »

3 Reasons a Cash Budget May Save You More Money

3 Reasons a Cash Budget May Save You More Money

Hopefully, you already understand the importance of having a budget. Using a budget is a great way to keep your financial life on track, as it helps you to make day-to-day buying decisions based on your income and other financial commitments. However, just a basic budget might not always do the job, depending on your situation. In some cases, it ... Read More »

3 Steps to Start Living On Last Month’s Income

Living on Last Month's Income

When you first start looking at how to budget, you’ll see that there are many ways you can go about doing it. But, no matter how you decide to budget, the same general principles apply. You should spend less than you make, build up savings and work toward your personal money goals. One way to budget that is great for those with ... Read More »

How to Budget When Your Income Fluctuates

How to Budget When Your Income Fluctuates

One of the scariest things about leaving my job to run my own business was learning how to budget when your income fluctuates. Having a steady income that comes in every two weeks like clockwork makes it easy to set up a budget. You know exactly how much money you’ll earn, when you’ll get paid and how you need to ... Read More »

Why You Shouldn’t Request a Tax Refund Advance

Why You Shouldn't Request a Tax Refund Advance

Tax season is officially upon us. As we scramble to collect all of our W-2s, 1099s, receipts, etc., we start to think about our tax refund. Remember that getting a tax refund from the government means you paid too much money in taxes throughout the year. They are giving you back the money that they borrowed. If you are getting ... Read More »