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5 Ways to Save Money on Valentine’s Day

Valentine's DayValentine’s Day is two things:

A great opportunity to show affection to your spouse or significant other

Expensive

There is no way around it – Valentine’s Day can be an expensive holiday, even if it doesn’t quite stack up to Christmas in terms of cost. Flowers are incredibly expensive if you want to purchase a big bouquet of roses, and other items such as jewelry and chocolates can put a dent in your budget. If you would like to win points with your Valentine while still keeping your bank account in good condition, the following five points may be helpful.

Smaller Bouquet

One of the best ways to save money is to simply buy a smaller bouquet of beautiful flowers. You can get roses in arrangements of far less than a dozen, and your loved one will still enjoy them just the same. Consider purchasing a single rose or even a half-dozen to save money on the overall Valentine’s Day experience.

Cook a Great Dinner

Going out to dinner is one of the most-popular ways to celebrate this holiday, but a nice dinner at a fancy restaurant can easily set you back $100 or more. To enjoy great food without the bill, consider making dinner at home. Even if you buy nice ingredients such as steak or lobster, you should still be able to enjoy a feast for approximately half of what you would have spent in a restaurant.

Buy Meaningful Jewelry

Giving the gift of jewelry is a meaningful event, but it shouldn’t be defined by how much you spent on the piece. There are plenty of great-looking jewelry pieces that don’t cost thousands of dollars, so look for something that has specific meaning to your loved one. If you are only evaluating the jewelry based on the number of karats or the final price tag, you are missing the point entirely. You can even buy jewelry on Amazon and get quality without the hefty price tag.

Celebrate Late

This is a trick that works for many holidays. If you wait to celebrate Valentine’s Day with your significant other until a day or two after the 14th, you may be able to find things like flowers and chocolates on a significant discount. This is a great way to allow for wonderful presents to be purchased without the guilt of doing major damage to the budget at the same time.

Agree to No Gifts

This is a trick that works best for couples who are well-established and have been together for many years. You could sit down together and decide that keeping your budget on track for the future is more important to you than a few gifts that can be exchanged on Valentine’s Day.

You can still do something nice like cook a special dinner, but saving money by avoiding gifts could go a long way toward making your February budget look better at the end of the month. While it might not seem like much fun to skip the gifts, it is these kinds of decisions that will add up over the long run and help contribute to a stable financial future.

 

Do you celebrate Valentine’s Day? What does your celebration usually consist of? Can you think of any other ways to save money on Valentine’s Day celebrations?

 

Photo courtesy of: kaboompics

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John Schmoll is a Dad, husband and veteran of the financial services industry. He's passionate about helping people learn from his mistakes so that they can live lives free from the shackles of debt and empowered to make their money work for them. You can check out his other sites: Frugal Rules, for ways to improve your financial literacy; and Sprout Wealth for tips on different ways to make more money. John has been featured on Forbes, Lifehacker, Yahoo Finance and US News & World Report and more. If you're wanting to grow your blog, check out my blog coaching services to see how I can help you take your site to the next level.

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