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5 Ways to to Keep Holiday Spending in Check

5 Ways to to Keep Holiday Spending in Check

With Thanksgiving now in the rearview mirror, our minds automatically turn toward gift-giving season. We start to ask everyone what they want for Christmas and thus begin making our lists and checking them twice. We might peruse ads, surf the web and starting an Amazon list. As an adult, though it’s fun to receive gifts, it’s even more fun to ... Read More »

5 Great Reasons Why You Should Stay Home on Black Friday

black friday

Black Friday – the day after Thanksgiving – has become incredibly popular for shoppers in recent years. For many people, Black Friday has become a bigger holiday than Thanksgiving. People plan all year long to head out at midnight, or earlier, to look for deals at stores. Recently, online retailers have gotten into the action as well. This means you ... Read More »

7 Ways to Stock Your Pantry on a Budget

pantry

When you move into your own place for the very first time, filling your kitchen with food isn’t always the first thing on your mind. But, once you’re settled, it won’t take long for your stomach to remind you that your pantry shelves need to be filled, or you’ll be forced to spend money on eating out. But with all ... Read More »

3 Reasons You Need to Start Saving for Christmas Shopping Now

christmas shopping

It doesn’t take much imagination to figure out why most people feel that December is the most expensive month of the year. Depending on the size of your family and circle of friends, you may have to buy hundreds or even thousands of dollars in gifts each year, putting a major dent in your budget. Even if you do a ... Read More »

4 Ways to Stop Out of Control Spending

Spending

There are two sides to any budget – the revenues and the expenses. When you are talking about your own personal household budget, the revenues are what you bring in on a monthly or yearly basis. Expenses, obviously, are things like rent or mortgage payments, food, gas, insurance and on and on. Only when you can balance out your revenues and ... Read More »