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Saving

5 Simple Ways to Save $1,000 Every Year

save

Saving money is hard work. It isn’t easy to cut money out of your budget without dramatically affecting your quality of life – but it is possible. And, of course, it is worth it when you are able to trim back your spending successfully. Even seemingly small items can add up to big annual savings when you look back at ... Read More »

5 Ways to Save Money as a New College Graduate

college graduate

Graduating from college is an exciting time to be sure. You have been in school for most of your life, so finally getting out can be an incredible feeling. You will probably feel like the world is at your fingertips, and you will have nearly endless options in front of you. Of course, this time of life can also bring ... Read More »

6 Ways to Save on your Summer Water Bill

water bill

Summer is finally here! Well, not officially, but boy is it nice outside! People are getting their gardens in, planting flowers and prepping their lawn for the ultimate lawn show off. All of this outside care can lead to a higher water bill, especially if your area is in a drought, like mine usually is. Conserving water should be high priority ... Read More »

Why You Need an Emergency Fund When Paying Off Debt

emergency fund

So, you have made it your goal to pay off as much debt as possible this year – great! There is nothing quite like the feeling of getting out from under debt – you can live financially free and start to use your money on things you need and want rather than just paying interest charges and late fees. Of ... Read More »

5 Ways to Save for a Down Payment

down payment

There are many occasions when you may need to make a down payment to secure a loan. For instance, when you are buying a house, you will often need between 10% – 20% down in order to qualify for the mortgage. When buying a car the requirements for a down payment are less, but it is still important to have ... Read More »