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Why You Need an Emergency Fund When Paying Off Debt

emergency fund

So, you have made it your goal to pay off as much debt as possible this year – great! There is nothing quite like the feeling of getting out from under debt – you can live financially free and start to use your money on things you need and want rather than just paying interest charges and late fees. Of ... Read More »

5 Ways to Save for a Down Payment

down payment

There are many occasions when you may need to make a down payment to secure a loan. For instance, when you are buying a house, you will often need between 10% – 20% down in order to qualify for the mortgage. When buying a car the requirements for a down payment are less, but it is still important to have ... Read More »

7 Ways to Save Money on Your Prescriptions

Prescriptions

If you are one of the millions of Americans taking prescription medications, you are probably already aware that prescription and health care costs can be very high. Some people are lucky enough to have prescription plans to help cover these costs, but some are not. Even if you do have a prescription card, high deductibles and co-pays can still wreak ... Read More »

How to Save Money on a Limited Budget

save money

Everyone lives on some sort of budget. Even wealthy people have to make decisions based on money, and most of us are living within rather tight financial means while trying to provide for a family, save for the future, etc. The idea of saving money on a monthly basis might seem like something of a pipe dream for people who ... Read More »

Are There Any Benefits from Bank Loyalty?

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Everywhere you look today, there are reminders telling you to extensively compare quotes, rates and offers from service providers of all types so you can save money. This advice is used for everything from insurance providers, to cable companies, and even financial companies, like banking institutions. This is because there is a common sentiment that many of them are more ... Read More »