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The Multifaceted Aspects of Your Financial History: 7 Ways Bad Credit Can Affect the Quality of Your Life

Bad credit

In the beginning, one may believe that their credit score isn’t that important. As time goes on, however, it becomes apparent that their irresponsibility with their credit has some consequences. But before your credit gets to a point where it may take months to repair, it’s important to know the risks at hand if you aren’t mindful of your financial ... Read More »

7 Ways to Build Credit Without Credit Cards

7 Ways to Build Credit Without Credit Cards

The most popular and probably fastest way to build credit is to get a credit card. Those small plastic cards of magic can make or break a person and their credit scores. Though a lot of people can manage and actually better their credit with credit cards, there are still a lot who can’t. If you need to raise your credit ... Read More »

5 Ways Credit Cards Can Be Good for Your Budget

credit cards

When you think about using a credit card, you might think about them in a negative light. Obviously, running up credit card debt is not desirable for your financial future, so many people choose to avoid cards altogether because of this concern. However, when used correctly – and responsibly – credit cards can be good for your budget. They are ... Read More »