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Budgeting

Creating a Budget – How to Budget

Budgeting How To Budget

Setting up a budget is one of the first steps that anyone need to take on the road to financial independence (Staying with it is another post altogether). If you haven’t set up a budget for yourself, now is a good time to do so. Creating a budget for yourself shouldn’t take long. It can be as simple as jotting down ... Read More »

7 Tips for setting Financial Goals in 2013

My Personal 2013 Goals I hope that most, if not all of you have set some personal financial goals for 2013. Setting goals is an important part of any financial strategy aimed at financial independence. I learned this the hard way when I first attempted to set a strategy for my self to eliminate my personal debt. Two years went ... Read More »

Payroll Deduction Social Security Pay Cut in 2013

How many of you have prepared for the social security tax increase you’ll be seeing shortly? If your a citizen of the U.S. and draw a paycheck then you’ve probably already seen a pay cut in your take home pay. If you haven’t, be prepared, You will see a pay cut. When our government passed legislation to avoid the fiscal ... Read More »

Introduction on How To Budget

How many of us truly know how to budget? By that I mean, are we capable of setting up a reasonable budget and stick to it? Personally, I am a whiz at setting up a budget, seriously, I am. I can tell you exactly how much I need to set aside to pay for auto insurance, utilities, food, DEBT REDUCTION, etc. BUT, ... Read More »