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How to Make A Zero-Based Budget Work When Self-Employed

Zero-Based Budget

The following is a contribution from Donny at PersonalIncome.org. If you’d like to contribute to Wise Dollar, please contact us.   You’ve probably heard the term “zero-based budget” thrown around a time or two. Financial guru Dave Ramsey is in favor of the system, stating that “the point of a zero-based budget is to make income minus the outgo equal ... Read More »

When Budgeting, Little Amounts Add Up with Apps Like Qmee


Budgeting is a lot like life. If you try to swallow it all in one bite, you’ll choke. But if you take a micro-view of budgeting and think of it as something you do little by little, day by day, you’re more likely to get your spending under control and see success living by a budget. When you hear someone ... Read More »

5 Budget Leaks You Want to Plug Now

Budget Leak

It is much easier to waste money than most people realize. You might have the best of intentions to control your spending, yet money still leaks out of your budget without you even noticing. These budget leaks might not be huge, but they can add up to cost you big time at the end of the month – or the ... Read More »

6 Simple Ways to Save on Car Insurance

Car Insurance

Have you ever looked into how much you’re actually paying for car insurance? Sure, you probably know how much you pay into the insurance company each month but are you really saving money on it? If you don’t know the answer to either, then my suggestion is to start a budget now and also start comparing prices to see how you ... Read More »

The First Steps to Getting Back on Track Financially

Back on track

Many of us have been there. You’re up to your eyeballs in debt or you don’t know how you’re going to make ends meet come month end. Regardless of what the particular situation is, you’re wanting to get back on track financially but just don’t know where to start. The first key, generally speaking, is not to panic – while ... Read More »