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Budgeting

3 Steps to Start Living On Last Month’s Income

Living on Last Month's Income

When you first start looking at how to budget, you’ll see that there are many ways you can go about doing it. But, no matter how you decide to budget, the same general principles apply. You should spend less than you make, build up savings and work toward your personal money goals. One way to budget that is great for those with ... Read More »

How to Budget When Your Income Fluctuates

How to Budget When Your Income Fluctuates

One of the scariest things about leaving my job to run my own business was learning how to budget when your income fluctuates. Having a steady income that comes in every two weeks like clockwork makes it easy to set up a budget. You know exactly how much money you’ll earn, when you’ll get paid and how you need to ... Read More »

5 Reasons Your Budget Fails Every Month

5 Reasons Your Budget Fails Every Month

As you already know, budgeting is a key skill that can help you keep your finances on track in both the short and long-term. However, even if you take the time to craft a budget for your household, you might find that you have trouble hitting the mark each month. There can be a variety of reasons for coming up ... Read More »

6 Things People Often Forget to Budget For

6 Things People Often Forget to Budget For

Setting up your first budget can seem daunting. You have to gather together all of your bills and paperwork from the past few months so you can see what you are really earning and spending each month. But there are a few expenses that you don’t necessarily get an actual “bill” for every month. These are the things that are ... Read More »

How to Plan for Irregular Expenses

irregular expenses

Budgeting would be pretty easy if you could always plan on exactly how much money you were going to have to spend each month. You could figure out how much you make at your current job, compare that to your fixed expenses, and put together a plan for making the numbers add up correctly. Of course, that isn’t the way ... Read More »